Digital Stewardship: Towards Theology of Digital Banking

Kwabena Opuni-Frimpong ORCID iD  

Issue: Vol. 7 No.4  2026 Article 10 pp.1102 – 1108
DOI: https://doi.org/10.38159/ehass.20267410| Published online 19th May 2026

© 2026 The Author(s). This is an open access article under the CCBY license (http://creativecommons.org/licenses/by/4.0/).

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The article explored the intersection of financial technology and Christian ethics, proposing a framework for a Theology of Digital Banking centred on digital stewardship. As banking transitions from the physical space of brick-and-mortar to invisible streams of data, the traditional theological frameworks of stewardship, ethics and the concept of success face new opportunities and challenges. In digital banking, talent is not just money; it is data, digital assets, and financial literacy. The study posited that societies must better navigate the digital economy, advocating for a human-centred digital banking system that prioritizes high-frequency trading, human flourishing and the common good over algorithmic extraction. It concludes that a robust digital stewardship requires more than technical proficiency; it demands a liturgical approach to finance that prioritizes human dignity, transparency, and the common good in an increasingly digitized world. The article recommends that zero growth and digital banking illiteracy are social wickedness to which the banking industry must respond with a public literacy campaign beyond the National Banking College and banking professionals, especially with the emergence and spread of financial technology, digital and AI banking.

Keywords: Theology of Money, Ethics, Theology of Digital Banking, Digital Stewardship, Public Theology.

Hoogen, Toine van den. Public Theology and Institutional Economics: All Is Economy. Cambridge Scholars Publishing, 2019.

Opuni-Frimpong, Kwabena. Public Theology in African Christianity. Accra: SonLife Limited, 2023.

Ranjan, Ram. “Balancing Greenwashing Risks and Forest Carbon Sequestration Benefits: A Simulation Model Linking Formal and Voluntary Carbon Markets.” Forest Policy and Economics 168 (2024): 103317.

Sanmath, Ashwini. “Fin Tech Banking–The Revolutionized Digital Banking.” International Journal of Trend in Scientific Research and Development 1, no. 1 (2018): 172–80.

Interviews

Interview with Dr. Kenneth Ashigbey on Re-Positioning the Telecoms Industry for Effective E-Learning on June 11, 2020, in Accra.

Interview with Dr. Tony Oteng Gyasi on Young People, Unemployment and Entrepreneurship on January 9, 2020, in Accra.

Interviews with Prof Kwasi Kwafo Adarkwa on Strategic Planning and National Development on March 9, 2020, in Kumasi.

Rev Dr Kwabena Opuni-Frimpong (PhD) is currently with the Department of Religion and Human Development, Kwame Nkrumah University of Science and Technology, Kumasi, Ghana. Website: kopunifrimpong.org  Phone Contact: +233(0)244 801 324

Opuni-Frimpong, Kwabena. “Digital Stewardship: Towards Theology of Digital Banking.” E-Journal of Humanities, Arts and Social Sciences 7, no.4 (2026): 1100 – 1107 https://doi.org/10.38159/ehass.20267410

© 2026 The Author(s). Published and Maintained by Noyam Journals. This is an open access article under the CCBY license (http://creativecommons.org/licenses/by/4.0/).

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